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Get free checking! With U-Shop you not only get an account with everything you need, you also get up to $9.95 in refunds for iTunes or Amazon purchases* every month, just by meeting a few simple qualifications!

To make it even sweeter, we'll pay back your ATM fees* across the country when monthly qualifications are met.

  • Earn up to $9.95 every month in iTunes® or Amazon® purchases*
  • Unlimited nationwide ATM fee refunds
  • No minimum balance to earn rewards
  • No monthly service charge
  • $50 minimum deposit to open
  • Free online banking, bill pay, and eStatements
  • Free Visa® Debit Card
  • Unlimited check writing


To get your rewards, just do the following each monthly statement cycle:

  • Have at least 10 debit card purchases post and settle

Did you miss a statement cycle? No problem! There's no penalty AND you still get free checking. You can get right back to enjoying great rewards the next month you qualify.

*The minimum to open account is $50. You must be enrolled for and receive monthly eStatement notification to have this account. Earn up to $9.95 in refunds of iTunes or Amazon purchases if qualifications are met during current monthly statement cycle. Purchase refunds for a qualified statement cycle will post to account the next business day after the statement cycle each month. Purchases must be made with debit card associated with your U-Shop account. Qualifying transactions must post to and settle the account during monthly statement cycle. Transactions may take one or more banking days from date transaction was made to post and settle to account. If monthly qualifications are met during the statement cycle ATM fees incurred during that cycle will be refunded. ATM receipt must be presented for refund of an ATM fee greater than $5.00. Transfers between accounts do not count as qualifying transactions. ATM-processed transactions do not count towards qualifying debit card transactions. iTunes is a registered trademark of Apple, Inc. Apple Inc. and is a registered trademark of Amazon Inc. Apple Inc. and Amazon Inc. are not participants in or sponsors of this program.