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Careers

Do you want to work with a progressive, service oriented financial institution? Are you drawn to the rustic beauty and charming culture of Southeastern Idaho? Then Bank of Idaho is the place for you.

Enjoy competitive compensation and benefits such as medical, dental, vision, life and disability insurance, a 401(k) plan, health and dependent care reimbursement accounts, paid holidays, paid personal time off and tuition reimbursement.


Bank of Idaho is an Equal Opportunity/Affirmative Action Employer of Females/Minorities/Vets/Disability


Interested applicants e-mail resume to:

j.ker@bankofidaho.net


Job opportunities available.


Commercial Loan Officer 2

$46,401 - $74,705


POSITION DESCRIPTION:


• As Loan Officer 2 this person is responsible for a commercial loan portfolio of $5 - $12 million.

• Responsible for complex installment loans, simple commercial, agriculture, simple operating lines of credit and personal loans over $50,000.

• Responsible for achieving the portfolio growth objectives as established by the VP/Commercial Banking Manager while adhering to established loan policies and procedures.

• Responsible for effective oversight and management of the portfolio through careful analysis, timely review of customer loan performance, and adherence to bank lending policy and procedure.


COMPETENCIES:


• Is able to explain commercial loan products, complete all documentation and disclosures requirements and close a commercial loan within their lending limits with moderate guidance and direction.

• Is able to collect and analyze applications, tax returns and financial statements required for commercial loans within their lending limits with moderate guidance and direction.

• Understands commercial loan underwriting program and is able to input information into system with moderate guidance and direction.

• Ability to write clearly and concisely.

• Proficient with computer programs that assist with financial analysis and document storage.

• Problem solving

• Interpersonal Savvy

• Integrity and Trust

• Ethics and Values


PRINCIPAL ACCOUNTABILITIES:

• Meet all objectives listed on the Loan Officer 2 personal scorecard through proper/productive management of the loan portfolio.

• Protect the bank from financial loss on loans by timely review of customer loan performance and effective collection procedure.

• Assure complete and accurate loan documentation files, by following banks lending policy and procedure.

• Develop and maintain strong account relationships, both credit and noncredit. .

• Promote a good image of the bank in the community by being involved in civic and charitable activities.

• Performs other related duties as assigned by the VP/Commercial Banking Manager and Credit Administration.


DESIRED QUALIFICATIONS:


• Bachelors degree or at least 2 years of experience in the field or in a related area.

• Demonstrated ability to grow a loan portfolio and to successfully manage $5,000,000-$12,000,000 in loans.

• Proficient in Word, Excel, Cash Focus, Director, Internet, and demonstrated ability to learn other computer programs.



Universal Banker new

Level 2 $15 - $20


The Universal Banker is responsible for providing prompt, courteous, friendly service to customers and prospective customers seeking teller transactions, new accounts, consumer loans, commercial loans, and other financial services within their lending authority. Maintains frequent customer contact to retain customers, deepen relationships through active cross-selling efforts and generate new business. Refer customers and potential customers to specialty departments as required.


COMPETENCIES:


• Individual has the ability to identify needs of customers and has a strong desire to satisfy those needs. Individual demonstrates the ability to develop repeat customers or retain relationships.

• Individual has an understanding of financial services industry and the importance of keeping current with new developments and procedures.

• Individual has the ability to thrive in an individual capacity while participating effectively in a team environment.

• Proficient in computer software packages including Word, Excel and Outlook and learns new software programs quickly.

PRINCIPAL ACCOUNTABILITIES:


• Achieve all objectives listed on the Universal Banker Performance Assessment Form.

• Complete Universal Banker Training course and demonstrate a thorough knowledge of bank products/services

• Assure compliance by following policies and procedures for teller transactions, new accounts, consumer and small business commercial loans.

• Whenever in contact with a customer, understand their current relationship and offer information on bank products/services that can benefit the customer and enhance their relationship with the Bank of Idaho. When customer needs are in specialized areas such as mortgage, trust or complex commercial loans, facilitate an introduction to appropriate personnel in the appropriate department.

• Provide ongoing relationship servicing with customers to maintain goodwill and ask for referrals.

• Prospect actively and regularly in the community to attract individual and commercial accounts to Bank of Idaho.

• Promote a good image of the bank in the community by committing a minimum of 40 hours per year to civic and charitable activities.



Essential Job Requirement:

• Interaction with customers require standing 90% of the working day.

• Available to work extended hours and week-ends as needed.



DESIRED QUALIFICATIONS:


• High School graduate or equivalent, college helpful but not required.

• One or more years of experience in retail sales and /or banking.



PC Tech Support

$14.00 -$21.00


Provides support services to internal users of the Banks computer systems and IT network.

COMPETENCIES:

• Problem solving

• Interpersonal Savvy

• Integrity and Trust

• Ethics and Values

PRINCIPAL ACCOUNTABILITIES:

• Problem identification and resolution resource

• Answers questions by phone and in person

• Trouble shoots and follow- up assistant to user

• Tracks and reports recurring problems

• Identify security concerns and reports to IT Manager

• Other duties as assigned.

· Bachelor's degree in Information Systems or 3 years of direct experience