Herb Wallace
VP/Sr. Trust Manager

Hal Peterson
VP/Trust Officer

Pamela Heyrend
Assistant Trust Officer

Denise Sutton
Trust Processor

Trust & Investment Services

Bank of Idaho is proud to offer a specialized trust and investment division. These services focus on establishing a concrete plan to reach your financial goals. We believe that personal investors should maximize their savings with high quality, low cost, tax efficient opportunities. Our job is to create, implement and guide the best investment strategy for you.

Approximately 94% of a portfolio's return is determined by asset allocation. By using proven asset allocation models, we design a portfolio mix that is consistent with your financial goals and objectives. We also make sure you have built in flexibility so your investment portfolio can adapt to changing circumstances.

Investors who diversify are best positioned to experience higher performance over time. Balancing profitable, riskier investments with a variety of fixed income options helps reduce the volatility of your holdings. We help you determine precisely the right blend to match your investment goals, investment horizon and tolerance for risk.

Depending on how involved you want to be, we can provide ongoing advice or make routine decisions for you, making sure your investments stay on track. We charge an annual fee for our services based on total portfolio value rather than a commission to buy and sell assets. That means our advisors and clients share the same goal: increasing portfolio value.

• Certain products are not insured by the FDIC;
• are not deposits or other obligations of the institution and are not guaranteed by the institution; and
• are subject to investment risks, including possible loss of the principal invested.